Managed profits

Invoice discounting

YOUR CLIENT WANTS 60 DAYS. YOUR SUPPLIERS DON'T.

For businesses that have earned the money but are waiting for customers to pay.

You have delivered the work. The invoice has been sent. Your customer is happy. Now you wait.

For businesses with customers on 30, 60 or 90-day terms, that waiting period can put real pressure on cash flow. Staff still need to be paid. Suppliers still expect payment. New work still needs to be funded.

A profitable business can still be short of cash

This is particularly common in growing businesses. More work usually means more materials, stock, wages and operating costs. Those expenses often arrive before the money from the additional sales does.

Invoice Discounting may allow qualifying businesses to access funding against eligible outstanding invoices rather than waiting for the normal customer payment cycle to run its course.

A typical situation

You have completed a substantial job and invoiced a reputable customer. The invoice is approved, but payment is only due in 60 days. In the meantime, you have another project starting and suppliers need deposits this week.

The business has work and money is owed to it. The cash simply has not arrived yet. That is the gap Invoice Discounting is intended to address for qualifying transactions.

YOU'VE ALREADY EARNED THE MONEY. THE PROBLEM IS TIMING.

Let us help you

It may be worth discussing if

You regularly invoice established customers on payment terms.
Cash is tied up in eligible outstanding invoices.
You need working capital to begin the next project.
Suppliers need payment before customers pay you.
Growth is creating a gap between expenses and receipts.

WAITING ON A LARGE INVOICE?

Tell us the invoice amount, who the customer is and when payment is due. We can then discuss whether the transaction may be suitable.